I am Here for you every step of the way
Buying a home, cottage or investment property are one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. In North Bay and the surrounding communities, you will find that a CENTURY 21® REALTOR® like myself, goes beyond the transaction and will be there with you every step of the way and for many investments to come.
Are you completely NEW to buying a property and have no idea where to start? Get in touch with me, and I will send you my HOME BUYER'S GUIDE for a run down on how we do things from start to finish as Buyer purchasing a property.
I Am here for you every step of the way
Buying a home, cottage or investment property are one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. In North Bay and the surrounding communities, you will find that a CENTURY 21® REALTOR® like myself, goes beyond the transaction and will be there with you every step of the way and for many investments to come.
Are you completely NEW to buying a property and have no idea where to start? Get in touch with me, and I will send you my HOME BUYER'S GUIDE for a run down on how we do things from start to finish as a Buyer purchasing a property.
Customizing a Search that is right for you and your family
If you're buying, I can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.
Featured listings
Featured listings
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Market Value
What most Licensed Sales Representatives/Agents & Brokers can decipher for your property using comparative sale research/analysis: the value determined by comparable sales at a given time in the market - "what your home would sell for in this current market" based on the most recent comparative sales.
Appraisal Value
An appraisal value can be different than Market Value. An appraisal must be conducted by a Licensed Appraiser. When getting an appraisal through your financial institution for the purposes of satisfying the mortgage condition - the appraisal usually comes in at purchase price.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final. In other words, when you get the keys and call this place YOURS!
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Mortgage
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Blue Sky Region Realty Inc. Brokerage
INFO & SERVICES
Office: 199 Main Street East, North Bay, ON P1B1A9
Direct: 705-825-1122
Office: 705-474-4500
jess@jessdiggles.com
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